Terms of use

1. Acceptance of Terms

By accessing and using this website and its services, you agree to comply with and be bound by the following terms and conditions. If you do not agree, you must not use this website.

2. Eligibility

Our services are intended for users who are at least 18 years old. By using our platform, you confirm that you meet this requirement.

3. User Responsibilities

Users must provide accurate information during registration and agree not to use the platform for unlawful or unauthorized purposes.

4. Intellectual Property

All content, trademarks, course materials, and logos are the intellectual property of Smart Path Development and may not be used without permission.

5. Limitation of Liability

Smart Path Development is not liable for indirect, incidental, or consequential damages arising from your use of the platform.

6. Service Disclaimer

We make reasonable efforts to ensure the accuracy and reliability of all information and content. However, we do not guarantee that our services will meet your expectations or deliver specific results. All services are provided “as is” without warranties of any kind.

7. Refund Policy

Refunds are available only in cases of technical issues or instructor-related failure to deliver the promised service. Refund requests must be submitted in writing within 7 days of course start. No refunds will be issued for completed or partially completed programs.

8. Modifications to Terms

We reserve the right to update or change these terms at any time. Continued use after such changes constitutes acceptance.

9. Governing Law

These Terms are governed by the laws of Switzerland.